Protect Your Business with Risk-Focused AML Consulting Services

Struggling to meet AML compliance in the UAE? Get expert-led, sector-specific support to protect your business from penalties and reputational harm. Our AML consulting services ensure you stay compliant, reduce risk, and protect your business.

Book Your Free AML Consultation
Accurate Financial Tracking

Why AML UAE Compliance is Essential?

  • Avoid Financial Penalties: On 10 June 2025, UAE regulators imposed over AED 339M in AML penalties. Non-compliance with AML/CFT laws can trigger asset freezes, license suspension, or criminal prosecution.
  • Protect Your Reputation: Failing to meet anti-money laundering requirements weakens trust with clients, investors, and regulators. AML compliance demonstrates your commitment to ethical business and financial integrity.
  • Align with Global Standards: UAE-based businesses that comply with FATF-aligned AML regulations gain smoother access to international financial institutions and reduce cross-border transaction delays.
  • Prevent Financial Crimes: An effective AML framework, including transaction monitoring, customer due diligence (CDD), and sanctions screening, helps detect and mitigate money laundering, terrorist financing, and other financial crimes.
  • Build Stakeholder Confidence: Implementing strong AML policies, risk assessments, and reporting mechanisms reinforces transparency, strengthens regulatory relationships, and secures stakeholder trust.
Cloud-Based Solutions

Comprehensive AML Consulting Services Solutions

We deliver end-to-end AML/CFT compliance services tailored to UAE AML laws and global frameworks such as FATF. Our solutions ensure your business meets regulatory expectations while reducing financial crime risks.

Risk Assessment & Risk Profiling

We conduct detailed AML risk assessments, customer risk profiling, and business risk reviews to identify vulnerabilities and strengthen your AML compliance framework.

AML Consulting & Framework Developmen

Our AML consultants help implement effective AML policies, internal controls, and procedures in line with UAE regulations and AML/CFT legal frameworks.

AML Training & Staff Awareness

We offer customized AML training, including KYC norms, sanctions compliance, and suspicious transaction reporting, to ensure your team understands its regulatory responsibilities.

Transaction Monitoring & STR Filing

Implement transaction monitoring systems to detect red flags. We also support Suspicious Transaction Reports (STRs) preparation and submission in line with goAML registration requirements.

AML Audits & Compliance Reviews

Periodic AML audits evaluate the effectiveness of your compliance program, including transaction reviews, internal controls, and data governance.

CDD & Enhanced Due Diligence

Implement robust Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) processes to verify customer identity and mitigate onboarding risks.

AML Risk Management Framework

We develop AML/CFT compliance frameworks—from policy creation to risk-based program deployment, tailored to your industry and regulatory obligations.

Regulatory Reporting

We assist in preparing and submitting AML/CFT regulatory reports, ensuring timely and accurate disclosures to relevant authorities.

Sanctions Screening & Watchlist Monitoring

Deploy sanctions screening tools and AML software to identify matches across global sanctions lists, including UN, OFAC, and EU watchlists.

AML Program Development

Whether you’re a real estate broker, crypto exchange, or precious metals dealer, our compliance experts adapt frameworks to your regulatory exposure.

Book a Compliance Gap Consultation

Industries We Serve

Whether you’re a real estate broker, crypto exchange, or precious metals dealer, our compliance experts adapt frameworks to your regulatory exposure.

Real Estate

Consulting

SaaS

Retail

Automotive

Entertainment

Restaurant

Education

Fintech

Healthcare

Why Choose Oak Business Consultant for AML Compliance?

With over 20 years of experience and a track record supporting DFSA-registered firms, DNFBPs, and licensed financial institutions across the UAE, we bring hands-on AML expertise. 

Proven AML Expertise

Deep knowledge of UAE AML regulations, CFT laws, and FATF recommendations.

Tailored AML Solutions

Customized AML risk assessments, AML compliance frameworks, and customer due diligence (CDD) strategies.

End-to-End Compliance Services

From AML audits and transaction monitoring to Suspicious Transaction Reporting (STR) and regulatory reporting.

Global Standards Alignment

Ensure full AML/CFT compliance to avoid penalties and meet international expectations.

Ongoing Support & Advisory

Stay ahead of regulatory updates with expert guidance and AML training programs.

Reputation & Risk Protection

Prevent money laundering, terrorism financing, and financial crime through robust AML controls.

Ready to Simplify AML Compliance in the UAE?

Stay ahead of evolving regulations, avoid penalties, and protect your business from financial crime.Get tailored AML consulting services that fit your industry and risk profile.

Speak to an AML expert today.
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Frequently Asked Questions

 AML policies are legally required for all regulated entities under UAE Federal Decree-Law No. (20) of 2018. These procedures help financial institutions, DNFBPs, and high-risk sectors detect and prevent money laundering, terrorism financing, and other illicit financial activity.

The FIU oversees suspicious transaction reporting (STR) and goAML submissions, while the Central Bank monitors ongoing AML/CFT compliance, audits, and penalties. Both are critical regulators that enforce the AML Law and FATF standards.

 An AML Business Risk Assessment identifies threats related to money laundering, customer risk exposure, and operational vulnerabilities. It forms the foundation for a risk-based AML compliance framework, which is mandatory in the UAE.

Customer Due Diligence (CDD) is the standard verification process. Enhanced Due Diligence (EDD) applies to high-risk clients, such as PEPs or entities from high-risk jurisdictions, requiring additional scrutiny, documentation, and ongoing monitoring.

AML software automates transaction monitoring, sanctions screening, PEP verification, and regulatory reporting. It reduces human error, flags suspicious activities in real time, and integrates with core banking systems or ERP platforms.

Screening ensures your business does not transact with blacklisted individuals or entities under UN, OFAC, or EU sanctions. It also helps comply with goAML UAE obligations and reduces exposure to international legal risks.

Suspicious Transaction Reports (STRs) must be submitted promptly when a transaction raises red flags related to money laundering or terrorism financing. Filing is mandatory via the UAE goAML portal managed by the FIU.

 Regulated entities must conduct regular compliance audits, STR filings, risk assessments, and training documentation. Timely submissions to FIU and the Central Bank help demonstrate your proactive AML stance.

High-risk sectors include real estate brokers, gold and precious metals dealers, virtual asset service providers (VASPs), legal firms, and accounting consultancies. These industries must maintain advanced AML programs, staff training, and frequent audits.

 Yes. AML consulting services should be tailored based on your regulatory classification (e.g., DNFBP, VASP, financial institution) and risk exposure. Customized solutions include targeted risk assessments, framework development, goAML support, and sector-specific staff training.

Curious? Get in Touch

Schedule a free consultation or request a quote. We’re here to help transform your business vision into reality.

Email Us

info@oakbusinessconsultant.com

Call Us

+971 58 309 5698

Address

United States
2093 Philadelphia Pike #4656, Claymount De 19703, USA

United Arab Emirates
Makateeb Building ,Office number 111, Port Saeed Road UAE